The One Exception

I feel sorry for all the investors who tried to play "sector roulette" last year. Most lost a ton ofmoney jumping into energy stocks (down 43% last year) when they were at their peak, or into financial stocks (down 49%) when they looked like oversold bargains.

In most cases, investors got their heads handed to them. If you’re catching on to my "buy the manager" strategy by now, you probably won’t be surprised to know that I don’t try to guess which sectors will do best. I prefer to pick the best managers possible, and let them decide the right time to enter and exit specific sectors.

There is one sector, though, that I think every investor should be invested in. It’s health care. The aging of the baby boomers, the incredible new innovations in medicine and now the Obama administration’s promise of more health care coverage for more Americans, all point to continued growth ahead for the best health care companies.

My favorite health care fund is Vanguard Health Care, a long-term winner that is still in fine form. It was down just 18.5% in 2008, less than half of the S&P 500’s loss. When times get tough, health care companies can still grow their revenues and earnings like few other industries.

This year’s economic outlook is looking grim, so owning Vanguard’s Health Care fund is one of my strongest recommendations for you right now. It’s open for now, but it’s been closed to new investors for long periods in the past, denying you access to Ed Owens, one of the finest managers — sector or otherwise — in the whole investing world.

If you have trouble coming up with the $25,000 minimum investment in Vanguard Health Care, I’ve got a couple of options for you. The best one is a little-known fund with just a $1,000 minimum. I can’t guarantee this fund will match Vanguard’s, but I’ve found that being on the right side of long-term trends like health care is an unbeatable way to be a long-term success.

Your 2009 Action Plan for Vanguard Investors gives you all the information you need to invest in my top health care funds with confidence.

Join us, and this Special Report is yours FREE.

What Dan Wiener Knows About Vanguard Can Make You Rich

He’s been doing it for 17 years. And he’s doing it again this year. But this year, Dan wants you along for the ride.

Dan Wiener has been investigating mutual funds ever since the days when he was a financial journalist. For the last 17 years, he’s focused only on Vanguard.

Dan founded the Fund Family Shareholder Association (FFSA) and edits the association’s private members-only publication, The Independent Adviser for Vanguard Investors.

In his position as Editor, he is a four-time recipient of the Newsletter Publishers Foundation’s Editorial Excellence Award and has been mentioned in Barron’s, Bloomberg Personal and the Wall Street Journal just to name a few publications. Formerly, he was a financial columnist for U.S. News and World Report, and Fortune magazine.

Dan is entirely independent of The Vanguard Group, Inc. His only loyalty is to his readers, investors wise enough to secure their futures with Vanguard.

Dan’s two decades of work has made many a Vanguard investor richer than expected. Much richer! The evidence shows that Dan’s advice makes his readers 94% richer than the average Vanguard investor who invests with Vanguard on his own.

This is not a snapshot of selected “good” years. Dan beats the market, Vanguard and your own profit expectations year-in and year-out.

He achieves this by asking the tough questions at Vanguard — and publishing very, very hard-to-find information in his advisory, The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard.

He doesn’t want you to miss out a moment longer.

Click here to get the Vanguard 94% advantage for yourself!

The Independent Adviser for Vanguard Investors provides independent investment advice on the Vanguard family of mutual funds.

Editor Dan Wiener, a long-time advocate of consumer investors, is dedicated to assisting Vanguard shareholders in achieving higher returns, less risk and more confidence in meeting their personal financial objectives.

The service gives members strictly independent and unbiased in-depth information on all of Vanguard’s stock and bond fund offerings, as well as their international funds, variable annuities and money markets.

Included in your service is a monthly newsletter with specific “buy,” “hold” and “sell” recommendations and performance returns for each of Vanguard’s funds.

The service also offers four different model portfolio plans (for conservative, moderate and aggressive investors) using only the finest Vanguard funds.

Dan also keeps you up-to-date on all Vanguard news events and changes in fund management. You will have access to fund manager interviews, fund distribution information, market updates, tax efficiency advice and many other tools to make you’re investing easier and more profitable.

All membership subscriptions entitle members to automatic enrollment in the Fund Family Shareholder Association at no additional charge. Members will also receive access to FFSA’s 24-hour Independent Adviser hotline.

Click here to learn more.