Discover a Less Deceptive, More Scientific Way of Measuring Performance: ROLLING RETURNS!

Vanguard's official annual performance numbers can be deceptive. The fund return figures that are so frequently cited (1-year, 3-year, 5-year periods) are an unreliable (and dangerous!) method for choosing which Vanguard Fund to trust with your hard-earned money.

Here's why: In essence, they assume that an investor has put his money into the fund at the beginning of the calendar year and kept it there for the next 12 months.

But do average investors do that? Of course not. The result is that the performance figures that both Vanguard itself and the financial media all cite can be hazardous to your financial health. The truth that Vanguard doesn't want you to know is that actual returns are often much lower.

That's why I devised a measure called "Rolling Returns"— a much more scientific method for measuring performance. Instead of focusing in on one 12-month period, the rolling returns measure more than 80 three-year and more than 50 five-year time periods — January 2004 to January 2005, February 2004 to February 2005, and so on.

Each of these periods is a "snapshot" of a fund's actual real-world performance. With dozens of these snapshots averaged together, you can arrive at a more accurate measure of how a fund is performing.

Vanguard itself uses this method when assessing the performance of its own fund managers. It doesn't share those numbers with its investors, but keeps the results secret.

Shouldn't you know the rolling return record of the funds you own — or are thinking of buying?

You can get the rolling returns data for ALL Vanguard funds simply by accepting a risk-free trial membership in FFSA and a subscription to The Independent Adviser for Vanguard Investors.

CLICK HERE FOR DETAILS!

What Dan Wiener Knows About Vanguard Can Make You Rich

He’s been doing it for 17 years. And he’s doing it again this year. But this year, Dan wants you along for the ride.

Dan Wiener has been investigating mutual funds ever since the days when he was a financial journalist. For the last 17 years, he’s focused only on Vanguard.

Dan founded the Fund Family Shareholder Association (FFSA) and edits the association’s private members-only publication, The Independent Adviser for Vanguard Investors.

In his position as Editor, he is a four-time recipient of the Newsletter Publishers Foundation’s Editorial Excellence Award and has been mentioned in Barron’s, Bloomberg Personal and the Wall Street Journal just to name a few publications. Formerly, he was a financial columnist for U.S. News and World Report, and Fortune magazine.

Dan is entirely independent of The Vanguard Group, Inc. His only loyalty is to his readers, investors wise enough to secure their futures with Vanguard.

Dan’s two decades of work has made many a Vanguard investor richer than expected. Much richer! The evidence shows that Dan’s advice makes his readers 94% richer than the average Vanguard investor who invests with Vanguard on his own.

This is not a snapshot of selected “good” years. Dan beats the market, Vanguard and your own profit expectations year-in and year-out.

He achieves this by asking the tough questions at Vanguard — and publishing very, very hard-to-find information in his advisory, The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard.

He doesn’t want you to miss out a moment longer.

Click here to get the Vanguard 94% advantage for yourself!

The Independent Adviser for Vanguard Investors provides independent investment advice on the Vanguard family of mutual funds.

Editor Dan Wiener, a long-time advocate of consumer investors, is dedicated to assisting Vanguard shareholders in achieving higher returns, less risk and more confidence in meeting their personal financial objectives.

The service gives members strictly independent and unbiased in-depth information on all of Vanguard’s stock and bond fund offerings, as well as their international funds, variable annuities and money markets.

Included in your service is a monthly newsletter with specific “buy,” “hold” and “sell” recommendations and performance returns for each of Vanguard’s funds.

The service also offers four different model portfolio plans (for conservative, moderate and aggressive investors) using only the finest Vanguard funds.

Dan also keeps you up-to-date on all Vanguard news events and changes in fund management. You will have access to fund manager interviews, fund distribution information, market updates, tax efficiency advice and many other tools to make you’re investing easier and more profitable.

All membership subscriptions entitle members to automatic enrollment in the Fund Family Shareholder Association at no additional charge. Members will also receive access to FFSA’s 24-hour Independent Adviser hotline.

Click here to learn more.