We've heard of older couples fibbing to their families and saying they skipped off to Vegas and tied the knot - even though they're really just living together - because they're afraid of losing their retirement benefits!

Fact: If you're 60 or older and were widowed, you CAN get remarried and still collect on your deceased spouse's record. The survivor benefit is equal to your deceased spouse's full benefit, which may be more than your own benefit or the 50% you're entitled to from your new spouse's benefits. For more information, call the Social Security Administration at 800-772-1213 or visit www.ssa.gov.

Getting married again? You may also want to see:

• Estate Planning for a Post-Retirement Remarriage